When a buyer pays cash, no lender orders an appraisal, so a cash purchase appraisal is how the buyer and agent confirm the price is supported. Censeo Valuation Consultants provides independent market value appraisals for cash buyers, sellers in private sales, and the agents who represent them across Maricopa and Pinal Counties. Andrew Ament, Arizona Certified Residential Appraiser #21472, has completed more than 8,500 assignments since 2005 and handles every assignment personally.
Who orders a cash purchase appraisal
Cash buyers. A buyer who is paying cash wants to know the price is supported before the contingency period ends, and the appraisal answers that directly.
Buyer’s agents. Agents order on behalf of a client who needs an independent value before closing. The agent can be named as an intended user of the report when the assignment is set up.
Private and off market sales. When a home sells without broad market exposure, an appraisal gives both sides a supported reference point for the price.
Family and partner transactions. Sales between relatives and buyouts of a co-owner need a documented market value. When a sale is priced below market, that value also gives the parties’ tax professionals what they need to evaluate any gift element.
What the appraisal covers
Each assignment includes an interior and exterior inspection, analysis of comparable sales and current market conditions, and consideration of the home’s condition, updates, and any features that set it apart. The report states an opinion of market value as of the inspection date, identifies the client and intended users, and is developed and reported under USPAP by a state Certified Residential Appraiser.
The value is developed independently of the contract price. The fee is the same whatever the value turns out to be, and it is never contingent on reaching a particular number.
When the value comes in below the contract price
The report shows the comparable sales and adjustments behind the conclusion, so a buyer can see exactly where the gap comes from. Buyers use that support to renegotiate, to proceed knowing the premium they are paying, or to act on a contingency in their contract. Your agent or attorney advises on the contract; the appraisal supplies the evidence.
Scheduling
Cash purchases usually run on a contingency deadline. Call to confirm current availability. Expedited scheduling is sometimes available depending on workload.
What to have ready
The property address, the contract price, the contingency or closing deadline, a contact for access, and a list of any recent updates or known repairs.
Related services
Pre-Listing Appraisals
Appraisals for Financial Planners, CPAs, and Trustees
What drives appraisal cost in Arizona
About the appraiser
Andrew Ament, Arizona Certified Residential Appraiser #21472, has appraised residential property across Maricopa and Pinal Counties since 2005 and has completed more than 8,500 assignments. His background spans roughly 30 years in real estate, including sales, investment, REO, relocation, development, and property management. He holds a BBA in Finance with a Commercial Real Estate specialization from the University of Toledo, the Certified Relocation Professional (CRP) designation, and an active Arizona real estate license. On purchase appraisals, that background means the analysis comes from someone who has worked on the buying, selling, and lending sides of residential transactions. Learn more about Andrew Ament’s qualifications.
Request an appraisal
Call 480.540.5151 or email andrew@censeovc.com with the address and your deadline. You can also send a request through the contact page.